Travel Articles And News On Vacations
Develop Your Domain Names
Is Cheaper Always Better? When it Comes to Travel Insurance Plans, Not Necessarily
(PRWeb) February 20, 2007 -- This is the time of year when many individuals and families travel to escape the cold or to get some much needed rest and relaxation. While it could take months or years to save up for a trip, it could take minutes for plans to change and money spent on airfare to be lost.
Travel insurance can protect against those losses, with coverages ranging from medical expenses, trip cancellation/interruption, baggage damage, and more. But, is the cheapest insurance plan always the best? Not necessarily, say the experts.
"It's very difficult to judge the value of insurance. All too often, we find out the true value only after we've had a loss and have had to submit a claim," said John Cook, President of Quotewright.com, a leading online provider of travel insurance plans. "That's the wrong time to find out that the more expensive policy might have been the better one."
Cook advises that travel insurance customers ignore price until they have compared policies and plans and have found a plan that best fits their specific travel plans. The policy purchased last year for a trip to the Bahamas, for example, probably will not be the best policy for a trip to Hong Kong this year.
"Your travel insurance needs change with family circumstances, time of the year and destination. When researching and purchasing travel insurance, travelers should concentrate on their primary concern -What is prompting me to buy travel insurance in the first place? Am I concerned about losing my trip investment if I have to cancel? Am I concerned about medical expenses overseas or medical evacuations if I should have a serious accident or sickness while on my trip?" said Cook. "It's easy to be side-tracked and confused by other features found in travel insurance plans or on their price and to lose focus on your primary objective."
Websites like Quotewright.com, recently rated by the Washington Post as "a cut above" in their listing of the "best and brightest" in the online travel industry, are an excellent source of information for consumers looking to compare and purchase travel insurance.
With the huge price disparities in travel insurance, it's easy to see how travelers can focus on price, rather than on the plans themselves. In a recent survey conducted by Quotewright.com, the average price difference between the lowest and highest price insurance quotes was 286 %. Of 25 plans offered by all major national travel insurance companies, the average low quote was $179 and the average high quote was $694.
Purchasing travel insurance based solely or primarily on price can be a ticket to disaster. Take, for example, a client who purchases an inexpensive policy that does not cover pre-existing medical conditions and finds out that he has to cancel his trip due to the pre-existing medical condition of a non-traveling family member. The claim will be denied because he chose a less expensive plan that didn't cover his particular circumstance.
"Even the least expensive policy is overpriced if it doesn't cover you when you need it," advised Cook. "The best advice we can provide is to ignore price until you have compared policies and plans and have found the one that best fits your specific travel plans. Consumers should think of 'cheap travel insurance' as the policy that is best for their needs, regardless of the cost."
About QuoteWright.com:
QuoteWright.com is a division of BC Group, LLC. It is an on-line travel insurance comparison site that provides consumers with the ability to compare and select the plan that is best for their travel needs. QuoteWright.com is highly integrated with their travel insurance partners and offers coverages from the major travel insurance companies. The principals of QuoteWright.com are nationally known and respected experts in the field of travel insurance and have more than 55 years of combined experience. Interested parties can find them at http://www.quotewright.com or by calling 800-821-4940.
###
Other Article Sites
findabook.com moneycd.info a-mortgage.info
about-lemon-laws.info aboutstudentloans.info
all-about-publishing.info auctions-articles.info bestcollege-university.com bestispconnection.com
biblefolder.com blogger-website.com books-used.info brokers-guide.info buywindows.info cable-dsl.info
career-miner.com carpel-tunnel.info cashinaflash.info cashloanreviews.info casinobell.com chat-house.info
clearmycredit.info collegeloantips.info crones.info depression-articles.info
dirnic.net dishguides.info
divers-below.com expodog.info
financewizz.com fire-insurance.info getgood.info handleit.net
it-idea.info
health-supplies.info hosting-right.com insidealert.com insurance-facts.info jobs-employment.info
justgood.info lookgold.net
lowcost-travel.info money-source.info myhostzone.info numisblog.com
peoplesearchfinder.info pr-articles.info realeas.com
refinancing-guides.info spyware-remove.info
telelot.info the-law.info
toppaid.info travel-deals.info travelcorrect.com wedding-guide-site.com
your-blog.info your-credit.info
Guided Tours Vs. Luxury Travel Vacation Packages
So, you have decided to book a luxury vacation. It is time to call your travel agent. The first question most travel agents will ask you is ?Are you interested in a cruise, a tour, or a travel package?? You know that cruises are not for you, but what about a tour? And what exactly is the difference between a tour and a travel package anyways? With different definitions and inclusions, it is important for any traveler to be informed enough to make the best decision for their unique needs.
Discount Air Carriers And Discount Air Travel Transforming The Air Travel Industry
Why the Discount Carriers are Winning
What Travel Agents Won't Talk About Can Save You 50% to 70% on All Vacations
Are you planning your next trip? Do you want to save more money and have more fun? You may stop by a travel center and ask for a quote. And then, you walk by another travel agent and ask for another quote.
Vacation Travel Survey: 79% Say Economy Impacting Travel Plans
A survey conducted by Adventurous Wench, a women's tour company based in Arizona, showed that the economy is having a significant negative impact on people's travel plans. Seventy-nine percent of respondents indicated that they would be cutting back and modifying vacation plans during the next two years.
Travel Europe – How to Travel Europe on a Cheap Budget
We all want to travel Europe on a cheap budget these days.Budget and discount price airlines have sprung up in almost every European country in the last few years – all of them fighting furiously with each other to offer the best value cheap airfare deals.
A Coastal Vacation Business Idea For The Home Based Travel Agent
Travel remains one of the most lucrative and competitive industries in the United States. Every year entrepreneurs seek a coastal vacation home business idea so that they can tap into this market.
Vacation Holiday In Japan Travel Guide
Thinking of a holiday vacation in exotic Asia but does not know where to go? This travel guide article introduces you to Japan, the country in which you can find buzzing cities where you can shop and party till the wee small hours of the morning or if you prefer, visit Japan's almost nature perfect countryside and marvel at its awesome natural beauty.
Vacation Lodging and Travel Lodging in Orlando Florida near Disney World
Travel Lodging: Location Is KeyYou have already decided to come to one of the most beloved vacation spots anywhere, Central Florida. Now, you are left to decide what fabulous restaurants you want to dine at and what area attractions you want to visit.
How to choose Best Travel Agents for Your Vacation
Travel agents are not considering as often as in the past due to the beginning of the Internet. However, they are still a great resource of information and provide you with an entire range of services, which will make your trip, run easily, as well as save you time, problem, and cash. Here is the process you should follow when choosing a travel agent.
Travel Secrets Revealed by Top Vacation Rental Company in Orlando
Global Resort Homes Spills the Secrets of Off-Season Orlando Travel
Tourism Travel Guide - How To Plan A Group Vacation
Ever feel like you need a vacation? At the same time, do you feel you don't have enough time with the friends you care about the most? A friends getaway is the perfect solution to both problems. A vacation with friends lets you enjoy your time off and allows you to spend time with the people you never have enough time for.
Your Guide To Vacation Travel Insurance
Anyone planning a vacation will likely experience that almost-inevitable excitement in anticipation of a great time, but there also may be nervousness and some anxiety over events that can possibly go wrong. Though there may be a sense of exhilaration and huge relief to be taking a break away from work (and life in general), there are still a lot of mishaps that can take place prior to or during a vacation to sour those feelings very quickly. That is why you may wish to consider purchasing travel insurance, so your mind can be at ease when you do depart for the vacation of your dreams.
Central Holidays Helps Stretch Travel Dollars on Vacations to Europe
Central Holidays is helping stretch travel dollars in Europe with a full array of inclusive motorcoach escorted tours and cruise packages that are designed to save travelers time and money.
The Company offers dozens of Motorcoach Escorted Tour and Cruise options throughout Italy, Spain, Portugal, France, Greece and the Mediterranean! In fact, Central Holidays provides the largest selection of cruise packages in Italy, Greece and throughout the Mediterranean than any other specialty operator. Central Holidays' Escorted Tour programs will save travelers 20-40 percent off the price of traveling the same itinerary on their own. Also included is a list of some of the ways Central Holidays Escorted Tours stretch travelers' dollars and offer...
Travel Tips For Your Cycling Vacations In Italy
In this article we present common sense tips you can employ to ensure that you have a fun and safe vacation in Italy.
Travel-Hungry Consumers Use Value-Added Vacation Packages And Discounts To Make Great Vacations Possible
Myrtle Beach, South Carolina Resorts Announce Value-Added Packages
