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Cruise Insurance -- What if You Get Sick on the Ship? Tips from Industry Expert Travel Insurance Services
Walnut Creek, CA (PRWEB) March 1, 2007 -- Cruises are great. Get on board and enjoy the scenic ports of call, entertainment, pampering, and incredible food. That is usually the case. But according to Travel Insurance Services, specialists in travel-related insurance plans for over thirty years, cruise passengers get hurt or sick often enough that they should be prepared for the possibility. This can include having cruise travel insurance that covers illness, injury and medical evacuation.
A University of Texas study showed that four in 100 passengers visited shipboard infirmaries, 18% for injuries and 69% for medical conditions. The study found similarities between conditions that happen on cruises and those treated at land-based emergency rooms.
More than Sunburns and Hangovers
Cruise lines do have medical care available on board, but many travelers don't realize the variety and seriousness of conditions cruise doctors and nurses see. Most people mistakenly think "cruise line medicine consists of treating sunburns and hangovers," stated Sally van Boheemen, RN and Director of Holland America Line's Fleet Medical Operations. "While those ailments certainly do occur, they are not what keeps ships' medical centres busy." Conditions can include traveler's diarrhea, a sprained ankle, a broken hip, a stroke, a heart attack or something even more serious. According to the Texas study: "The most common diagnosis was respiratory tract infection (29%); and 11% of patients had a serious or potentially life-threatening diagnosis."
Get Current on Your Immunizations
The US Centers for Disease Control and Prevention (CDC) states "the diversity of passengers and crew members on a typical large cruise ship also means diverse background in health and immunization status, medical and public health tendencies and behavior, and potential for disease exposure." The CDC therefore recommends that cruise travelers be up to date for their "routinely recommended age- and medical condition- specific immunizations."
Be Sure to Have Coverage for Medical Expense and Evacuation
Passengers often need to leave a ship for medical reasons. In 2000, Holland America Line alone had 600 medical disembarkations. Sometimes passengers can disembark for treatment at a scheduled port or by the ship returning to a port; but other times a specially equipped medical helicopter or air ambulance is needed. That medical evacuation expense can range from $5,000 - $50,000 or more, and may not be covered in a passenger's stateside health insurance plan.
Travelers should check the coverage of their current health plan. Does it cover them for medical expenses throughout their trip, including travel outside their country? Does it pay for medical evacuation? If not, they should find a short-term travel health insurance that will provide coverage.
Travel Insurance Services (TIS) has developed affordable cruise travel insurance plans to meet these needs. Plans like InterMedical Insurance and Travel Insurance Select include benefits for medical expenses and emergency medical evacuation. Each plan also includes 24-hour, multilingual worldwide emergency assistance, that helps to organize emergency medical transportation, provides medical care location service, monitors medical cases, communicates treatments to physicians back home and delivers emergency messages to family and friends.
Travel Insurance Services (TIS) is a USI Affinity Company (www.usiaffinity.com) a division of USI Holdings Corporation (USI). TIS is a nationwide insurance brokerage that has met the insurance needs of travelers for 33 years. It develops, markets and administers travel insurance and international medical policies for individuals, families, groups and businesses. For more information about the company and its products, visit travelinsure.com. USI is a leading distributor of insurance and financial products and services to businesses throughout the United States. USI is headquartered in Briarcliff Manor, N.Y., and operates out of 66 offices in 18 states, www.usi.biz.
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Guided Tours Vs. Luxury Travel Vacation Packages
So, you have decided to book a luxury vacation. It is time to call your travel agent. The first question most travel agents will ask you is ?Are you interested in a cruise, a tour, or a travel package?? You know that cruises are not for you, but what about a tour? And what exactly is the difference between a tour and a travel package anyways? With different definitions and inclusions, it is important for any traveler to be informed enough to make the best decision for their unique needs.
How to choose Best Travel Agents for Your Vacation
Travel agents are not considering as often as in the past due to the beginning of the Internet. However, they are still a great resource of information and provide you with an entire range of services, which will make your trip, run easily, as well as save you time, problem, and cash. Here is the process you should follow when choosing a travel agent.
Vacation Lodging and Travel Lodging in Orlando Florida near Disney World
Travel Lodging: Location Is KeyYou have already decided to come to one of the most beloved vacation spots anywhere, Central Florida. Now, you are left to decide what fabulous restaurants you want to dine at and what area attractions you want to visit.
Vacation Travel Survey: 79% Say Economy Impacting Travel Plans
A survey conducted by Adventurous Wench, a women's tour company based in Arizona, showed that the economy is having a significant negative impact on people's travel plans. Seventy-nine percent of respondents indicated that they would be cutting back and modifying vacation plans during the next two years.
Central Holidays Helps Stretch Travel Dollars on Vacations to Europe
Central Holidays is helping stretch travel dollars in Europe with a full array of inclusive motorcoach escorted tours and cruise packages that are designed to save travelers time and money.
The Company offers dozens of Motorcoach Escorted Tour and Cruise options throughout Italy, Spain, Portugal, France, Greece and the Mediterranean! In fact, Central Holidays provides the largest selection of cruise packages in Italy, Greece and throughout the Mediterranean than any other specialty operator. Central Holidays' Escorted Tour programs will save travelers 20-40 percent off the price of traveling the same itinerary on their own. Also included is a list of some of the ways Central Holidays Escorted Tours stretch travelers' dollars and offer...
Travel-Hungry Consumers Use Value-Added Vacation Packages And Discounts To Make Great Vacations Possible
Myrtle Beach, South Carolina Resorts Announce Value-Added Packages
Travel Europe – How to Travel Europe on a Cheap Budget
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Virgin Vacations Offers United Kingdom and Europe Winter Travel Deals
Virgin Vacations offers extensive winter vacation deals to the UK and Europe with 6 Night London packages from $749 per person.
A Coastal Vacation Business Idea For The Home Based Travel Agent
Travel remains one of the most lucrative and competitive industries in the United States. Every year entrepreneurs seek a coastal vacation home business idea so that they can tap into this market.
Travel Secrets Revealed by Top Vacation Rental Company in Orlando
Global Resort Homes Spills the Secrets of Off-Season Orlando Travel
Adventure Travel Fused with Wellness: A Fresh Take on a Unique Costa Rica Vacation
Playa Nicuesa Rainforest Lodge in Costa Rica created a yoga & massage residence program of world-class yoga instructors & massage therapists, in order to offer guests a fusion of wellness programs with Nicuesa's signature Rainforest Multisport Adventure vacation experience.
Your Guide To Vacation Travel Insurance
Anyone planning a vacation will likely experience that almost-inevitable excitement in anticipation of a great time, but there also may be nervousness and some anxiety over events that can possibly go wrong. Though there may be a sense of exhilaration and huge relief to be taking a break away from work (and life in general), there are still a lot of mishaps that can take place prior to or during a vacation to sour those feelings very quickly. That is why you may wish to consider purchasing travel insurance, so your mind can be at ease when you do depart for the vacation of your dreams.
Travel Tips For Your Cycling Vacations In Italy
In this article we present common sense tips you can employ to ensure that you have a fun and safe vacation in Italy.
Tourism Travel Guide - How To Plan A Group Vacation
Ever feel like you need a vacation? At the same time, do you feel you don't have enough time with the friends you care about the most? A friends getaway is the perfect solution to both problems. A vacation with friends lets you enjoy your time off and allows you to spend time with the people you never have enough time for.
Discount Air Carriers And Discount Air Travel Transforming The Air Travel Industry
Why the Discount Carriers are Winning
